The buzz right now among most investors and virtually every economic commentator is on interest rates. It seems that at this point it's not a matter of if – but when – the Fed will begin raising rates with the majority sensing it may happen sometime between September, 2015 and Q1 2016. The last time the Fed raised rates was nearly 10 years ago in June of 2006. So needless to say, it's been a while since we've seen this shift in policy, and at this point there are a lot of guesses on how the economy and various markets will react.